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No developers needed

No fixed fee

Who it is for

For teams that keep chargebacks in-house

For teams that keep chargebacks in-house

It is not about handing disputes over, but about winning more of them in far less time.

It is not about handing disputes over, but about winning more of them in far less time.

Teams with chargeback analysts

The knowledge is already in the building. What is missing is the time: the repetitive part of every dispute eats the hours that should go into strategy.

Teams with chargeback analysts

The knowledge is already in the building. What is missing is the time: the repetitive part of every dispute eats the hours that should go into strategy.

Teams with chargeback analysts

The knowledge is already in the building. What is missing is the time: the repetitive part of every dispute eats the hours that should go into strategy.

Teams where disputes are a side job

Chargebacks land on someone who already has another job. They get done, but never with the attention they deserve.

Teams where disputes are a side job

Chargebacks land on someone who already has another job. They get done, but never with the attention they deserve.

Teams where disputes are a side job

Chargebacks land on someone who already has another job. They get done, but never with the attention they deserve.

In numbers

Better defences, more money back

Better defences, more money back

Up to

5.5x

more revenue recovered

On average

95%

less manual work

Built by a team that has spent

12 years

fighting chargebacks

There is nothing comparable on the market. The platform covers very specific needs that we previously managed manually and in a scattered way.

Risk Lead, Fourvenues

Review from G2

There is nothing comparable on the market. The platform covers very specific needs that we previously managed manually and in a scattered way.

Risk Lead, Fourvenues

Review from G2

Experience

Kloutit already knows what wins

Kloutit already knows what wins

Built by people who have been doing this for over a decade, and sharpened by every case Kloutit has defended since: which structures hold up, which evidence carries weight, what each reason code demands. That is why cases you would have written off come back as revenue.

Stack of previously won cases behind a playbook for Visa 13.1: the structure that holds up, the evidence that carries weight and what the reason code demands
Stack of previously won cases behind a playbook for Visa 13.1: the structure that holds up, the evidence that carries weight and what the reason code demands

Technology

The busywork is already done

The busywork is already done

Kloutit gathers the evidence, fills the case in and writes the defence. The copying, the chasing and the rereading of scheme rules stop being part of your day.

Kloutit gathers the evidence, fills the case in and writes the defence. The copying, the chasing and the rereading of scheme rules stop being part of your day.

Secure evidence link for the warehouse team and the drop-zone page they see, with the uploaded files ticked

Evidence comes to you

Kloutit pulls most of the evidence from your tools. If another team holds some of it, they can send it through a secure link without creating an account.

Delivery note with its reference, delivery date and carrier read automatically into the case fields

Cases fill themselves in

Dates, carrier, product, amount: read from the evidence and filed where they belong. Documents are classified as they arrive.

Generated defence document marked ready to send, with a stamp reading 38 seconds to generate

A defence in under a minute

Not a folder of attachments but a document that reads: contents, a timeline, the argument, and the evidence sitting where it supports the point.

Automation rules

You decide how much runs on its own

You decide how much runs on its own

Set the conditions that matter to you โ€” amount, reason code, PSP, delivery confirmation, deadline, 3DS โ€” and choose what happens when a case matches: generate the defence for your team to send, submit it without you, or accept the chargeback when fighting it costs more than it returns.

Set the conditions that matter to you (amount, reason code, PSP, delivery confirmation, deadline, 3DS,โ€ฆ) and choose what happens when a case matches: generate the defence for your team to send, submit it without you, or accept the chargeback when fighting it costs more than it returns.

New rule form applying to the whole organisation: when a case matches amount under โ‚ฌ100 and deadline under 3 days, submit it without me

No fixed fee. You only pay 20% of what you recover.

What's due today: a case with three days left, its reason and status, and a button to generate the defence
What's due today: a case with three days left, its reason and status, and a button to generate the defence

Deadlines

Nothing expires because nobody noticed

Nothing expires because nobody noticed

Every case carries a clock, and one that expires is lost before anyone gets to argue it. Kloutit tracks every deadline and tells your team what needs attention today, so the cases that matter never depend on someone remembering.

Every case carries a clock, and one that expires is lost before anyone gets to argue it. Kloutit tracks every deadline and tells your team what needs attention today, so the cases that matter never depend on someone remembering.

Complex operations

Fits your operation, however complex it is

Fits your operation, however complex it is

Work across several PSPs, markets and entities, with teams that have different responsibilities, without reorganising anything first. Kloutit fits the way you already handle chargebacks.

Work across several PSPs, markets and entities, with teams that have different responsibilities, without reorganising anything first. Kloutit fits the way you already handle chargebacks.

COMPANIES THAT TRUST KLOUTIT

COMPANIES THAT TRUST KLOUTIT

Security and compliance

Your data, handled properly

Your data, handled properly

Independently certified, encrypted throughout, and stored inside the EU.

Independently certified, encrypted throughout, and stored inside the EU.

ISO/IEC 27001 certified

An information security management system audited by an independent body, not a self-assessment.

GDPR compliant, data in the EU

Stored in Ireland, and on request we restrict processing to the EU entirely.

Never used to train models

Your data exists to build and submit your defences. Not for marketing, not for analysis, not for sale.

Encrypted and accountable

AES-256 at rest, TLS in transit, and immutable records of every access to your data.

FAQs

Before you start

Before you start

If your question isnโ€™t answered here, a chargeback expert can clear it up on a quick call.

If your question isnโ€™t answered here, a chargeback expert can clear it up on a quick call.

What do we need to get started?

Just your PSP connected. There is no integration project, no developers and nothing to install, and with many PSPs the connection takes a few minutes.

How much does it cost?

There is no fixed fee, only 20% of each chargeback Kloutit recovers. For high volumes, pricing is tailored to you.

Do we pay Kloutit for cases that are lost?

No, Kloutit charges nothing for them. Losing a chargeback already costs you the amount and often the product or service too, so Kloutit only takes a share of what it recovers, which gives it every reason to want each case won as much as you do.

How much time does our team need to put in?

Nobody on your team has to build a defence, because Kloutit gathers the evidence, fills in the case and writes it. At most, your team adds evidence that isnโ€™t in your tools and reviews the cases you want to see before they go out, and if you would rather not step in at all, you donโ€™t have to.

Can we review defences before they go out?

Yes, and you choose which ones. With automation rules you decide which cases are submitted automatically and which are prepared for your team to review and send. A good way to start is to review more cases at first and automate as the results come in, since rules can be changed whenever you like.

Which PSPs does Kloutit work with?

Kloutit integrates with any PSP, and if you use several, you can connect them all.

How complex can our operation be?

Kloutit is built for operations that run several PSPs, markets, entities and currencies at once, with teams that have different responsibilities. Rules apply exactly where you point them, so you can treat each part of the business differently without running separate tools.

Which chargebacks does it cover?

Those from every card scheme, at every stage, from the first chargeback through to arbitration.

Is there a minimum term?

No, you can cancel whenever you like, and if you leave, you take your full case history and every defence with you.

Can we move to Recovery Outsourced later?

Yes, whenever you want. It is the same product and the only thing that changes is who handles the day-to-day, so your case history and defences stay exactly where they are.

Would you rather we handled it for you?

Let's look at your chargebacks together

Tell us what's not working today and you'll leave the call knowing exactly what we'd do to win more of them.

Let's look at your chargebacks together

Tell us what's not working today and you'll leave the call knowing exactly what we'd do to win more of them.